Car Drivers in Detroit MI tend to pay $3120 more for auto insurance premium than the rest of the state ( Michigan ). Average car insurance in Detroit can cost around $6,197 per year, while average car insurance rate for Michigan is $3,059. In Detroit itself, the difference between the cheapest ( MetLife Car Insurance - $2136 ) and the most expensive car insurance company ( Hanover Car Insurance - 5,172 ) is over $3000 a year. We have compared car insurance quotes from multiple companies in Detroit to determine which insurance company offer the cheapest car insurance rates and which has the most expensive quotes. Based on our data MetLife, Hastings Mutual and Chubb car insurance offer the cheapest auto insurance rates in Detroit. These three low cost car insurance companies are almost 64% lower than average car insurance rates in Detroit. This is why it is important for car owners to shop around and take multiple quotes before making a decision going with a provider. We recommend you can start with taking a quote from at least 5 car insurance companies in Detroit before you decide to choose your provider. We can help you do all this with just one short call and 5 simple questions answered. All you need to do is enter your zip code and we will automatically transfer your call to the cheapest car insurance provider in your area. Call our local number +1 (844) 787 - 4838 now to get cheap car insurance in Detroit MI.